# TiC — Lifestyle Banking Built for Europe

> TiC (web.tic.life) is a European lifestyle payment service and digital wallet designed for content creators, digital nomads, location-independent professionals, and lifestyle-focused consumers across 30 SEPA countries.

## System Overview
- **App Name**: TiC (The Lifestyle Wallet)
- **URL**: https://web.tic.life
- **Licensing & Regulation**: Licensed under Pecunia — E-money License by Bank of Spain (CSB 6707), PSD2 compliant.
- **Service Area**: 30 SEPA Countries (EU / EEA)
- **Mobile Apps**: [iOS App Store](https://apps.apple.com/app/tic-lifestyle/id6707) & [Google Play Store](https://play.google.com/store/apps/details?id=com.tic.life)

## Key Features & Offerings
- **Instant SEPA Transfers**: Fast cross-border payments & EUR account details.
- **Lifestyle Plans**: Standard (Free), Premium (€9.99/mo), VIP (€29.99/mo) with tier-based rewards.
- **TiC Tokens Loyalty**: Earn tokens on everyday spending and redeem for lifestyle perks.
- **Physical & Virtual Cards**: High-limit metal & digital cards with custom designs.
- **Multi-currency & P2P**: Instant peer-to-peer transfers between TiC users.

## Documentation & Pages
- [Home Page](https://web.tic.life/): Hero overview, lifestyle banking introduction, features summary.
- [Features](https://web.tic.life/features): Full breakdown of cards, security, SEPA transfers, and token rewards.
- [Lifestyle Plans](https://web.tic.life/lifestyle-plans): Tier comparison (Standard, Premium, VIP).
- [FAQ](https://web.tic.life/faq): Searchable help center covering account setup, verification, limits, and security.
- [Blog & News](https://web.tic.life/blog): Articles on fintech, SEPA payments, digital nomad banking, and security tips.
- [Contact](https://web.tic.life/contact): Customer support desk, email, and live chat assistance.
- [Privacy Policy](https://web.tic.life/privacy-policy): GDPR compliance details and data protection standards.
- [Terms of Service](https://web.tic.life/terms): User agreements and terms for European accounts.
- [Cookies Policy](https://web.tic.life/cookies-policy): Cookie usage and tracking transparency.