# Banking Designed for the Way You Live

> Premium financial services crafted for influencers and digital nomads across 30 European SEPA countries. No queues. No paperwork. Just freedom.

- **URL**: https://tic.life/
- **Category**: Core Platform
- **Language**: EN
- **Target Market**: European SEPA zone (30 countries)
- **Regulation**: Regulated under E-money License CSB 6707 (Bank of Spain / Pecunia Cards EDE S.L.), PSD2 compliant.

## About TiC

TiC is no ordinary banking service. Say goodbye to the days of long queues and tedious paperwork. TiC is the ultimate app to manage spending instantly and safely.
Born in the North of Europe, TiC is a fintech company with a goal to make banking easy, instantly accessible and adapted to your lifestyle. No tricks, no hassles.

## Core Capabilities & Features

### TiC App
Send, spend, and manage your money instantly, from anywhere.

### TiC Visa Card
One card, digital and physical, accepted worldwide.

### Earn While You Spend
Every euro spent earns TiC Tokens automatically.

### Transfers & Requests
Send or request money internationally, instantly and safely.

### Budgeting Tools
See exactly where your money goes, in real time.

### Bank-Grade Security
Your money and data, protected at every step.

## TiC Tokens Loyalty Programme

### Spend Your Money Twice
Move yourself to the next level to achieve your financial goals. Collect TiC tokens and select rewards adapted to what really matters to you.

## Regulatory Posture & Safety

TiC operates under the license granted to Pecunia, a regulated entity under an E-money License granted by the Bank of Spain CSB 6707, authorised to issue electronic Money and safeguarded in compliance with the PSD2 regulations and EU Central Bank.